To become a mortgage loan originator in California, your pre-license education must be approved by the Nationwide Mortgage Licensing System (NMLS). That's why we worked closely with NMLS to ensure that all of our pre-license and continuing education courses are approved and meet NMLS standards.
Online Courses Mean More Convenience for You
With our online courses, you can complete your required pre-license education from the comfort of home. Our California MLO pre-license courses are 100% online and available on any laptop or desktop. The California-specific course is self-paced, which makes it work around your busy schedule.
Attentive Customer Service Available to Support You
If you have any questions throughout the MLO licensing process, our customer service team is here to help! Call us at 1-877-724-6150 or email us at contact@atyourpaceonline.com.
Free Reporting
When you complete a course, we take care of the paperwork! All MLO pre-license courses include reporting to NMLS at no extra cost.
The deadline to complete CE is December 31, 2020. However, MLOs in Wyoming are prohibited from submitting an application to renew their license if they have not completed CE. Since it may take as long as seven (7) days for a course provider to report a course completion into NMLS, MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time.
We provide an updated 2020 curriculum required for your NMLS pre-licensing. Some states may require additional hours “state” hours to be completed.
Every state-licensed mortgage loan originator must complete at least 20 hours of NMLS pre-licensing education.
Some states also have state-specific education requirements that must be met. States that require additional hours are listed below.
Arizona
State of Arizona
Additional Hours Required: 4-Hour
$109.00
If you only need to complete your Arizona-specific 4-hour course, please register for the 4-hour AZ SAFE Course below.
CLICK HERE TO PURCHASE
Colorado
State of Colorado
Additional Hours Required: 2 Hours
$84.00
If you only need to complete your Colorado -specific 2-hour course, please register for the 2 Hour CO SAFE Colorado State Law course below.
CLICK HERE TO PURCHASE
Connecticut
State of Connecticut
Additional Hours Required: 1 Hour
$79.00
If you only need to complete your Connecticut-specific 1-hour course, please register for the 1 Hour CT SAFE State Law course below.
- 1 Hour CT SAFE: State Law
- 20-Hour MLO SAFE Comprehensive Course
CLICK HERE TO PURCHASE
District of Columbia
District of Columbia:
Additional Hours Required: 3 Hours
$94.00
If you only need to complete your District of Columbia 3-hour course, please register for our 3 Hour DC SAFE State Law course below.
CLICK HERE TO PURCHASE
Florida
State of Florida
Additional Hours Required: 2 Hours
$84.00
If you only need to complete your Florida-specific 2-hour course, please register for the 2 Hour FL SAFE State Law course below.
CLICK HERE TO PURCHASE
Hawaii
State of Hawaii
Additional Hours Required: 3 Hours
$94.00
If you only need to complete your Hawaii-specific 3-hour course, please register for the 3 Hour HI SAFE State Law course below.
CLICK HERE TO PURCHASE
Idaho
State of Idaho
Additional Hours Required: 2 Hours
$84.00
If you only need to complete your Idaho -specific 2-hour course, please register for the 2 Hour ID SAFE State Law course below.
CLICK HERE TO PURCHASE
Indiana
State of Indiana
Additional Hours Required: 2 Hours
$84.00
If you only need to complete your Indiana -specific 2-hour course, please register for the 2 Hour IN-SOS SAFE State Law course above.
CLICK HERE TO PURCHASE
Maryland
State of Maryland
Additional Hours Required: 5 Hours
$119.00
If you only need to complete your Maryland -specific 5-hour course, please register for the 5 Hour MD SAFE State Law course above.
CLICK HERE TO PURCHASE
Massachusetts
State of Massachusetts
Additional Hours Required: 3 Hours
$94.00
If you only need to complete your Massachusetts-specific 3-hour course, please register for the 3 Hour MA SAFE State Law course below.
CLICK HERE TO PURCHASE
Michigan
State of Michigan
Additional Hours Required: 2 Hours
$84.00
If you only need to complete your Michigan-specific 2-hour course, please register for the 2 Hour MI SAFE State Law course below.
CLICK HERE TO PURCHASE
Mississippi
State of Mississippi
Additional Hours Required: 4 Hours
$109.00
If you only need to complete your Mississippi-specific 4-hour course, please register for the 4 Hour MS SAFE State Law course below.
CLICK HERE TO PURCHASE
Montana
State of Montana
Additional Hours Required: 2 Hours
$84.00
If you only need to complete your Montana-specific 2-hour course, please register for the 2 Hour MT SAFE State Law course below.
CLICK HERE TO PURCHASE
Nebraska
State of Nebraska
Additional Hours Required: 2 Hours
$84.00
If you only need to complete your Nebraska-specific 2-hour course, please register for the 2 Hour NE SAFE State Law course below.
- 2 Hour NE SAFE State Law
- 20-Hour MLO SAFE Comprehensive Course
CLICK HERE TO PURCHASE
Nevada
State of Nevada
Additional Hours Required: 4 Hours
$188.00
If you only need to complete your Nevada-specific 4-hour course, please register for the 4 Hour NV SAFE State Law course below.
- 4 Hour NV SAFE State Law
- 6 Hour SAFE: Consumer Protection Home Lending Laws and Practices
- 20-Hour MLO SAFE Comprehensive Course
CLICK HERE TO PURCHASE
New Hampshire
State of New Hampshire
Additional Hours Required: 2 Hours
$84.00
If you only need to complete your New Hampshire-specific 2-hour course, please register for the 2 Hour NH SAFE State Law course below.
CLICK HERE TO PURCHASE
New Jersey
State of New Jersey
Additional Hours Required: 4 Hours
$109.00
If you only need to complete your New Jersey-specific 4-hour course, please register for the 4-hour NJ SAFE Course below.
CLICK HERE TO PURCHASE
New Mexico
State of New Mexico
Additional Hours Required: 3 Hours
$94.00
If you only need to complete your New Mexico-specific 3-hour course, please register for the 3 Hour NM SAFE State Law course below.
CLICK HERE TO PURCHASE
New York
State of New York
Additional Hours Required: 3 Hours
$94.00
If you only need to complete your New York-specific 3-hour course, please register for the 3-hour NY SAFE Course below.
CLICK HERE TO PURCHASE
North Carolina
State of North Carolina
Additional Hours Required: 4 Hours
$109.00
If you only need to complete your North Carolina -specific 4-hour course, please register for the 4 Hour NC SAFE State Law course below.
- 4 Hour NC SAFE State Law
- 20-Hour MLO SAFE Comprehensive Course
CLICK HERE TO PURCHASE
Ohio
State of Ohio
Additional Hours Required: 4 Hours
$109.00
If you only need to complete your Ohio-specific 4-hour course, please register for the 4-hour OH-OMBA SAFE Course below.
- 4-hour OH-OMBA SAFE Course
- 20-Hour MLO SAFE Comprehensive Course
CLICK HERE TO PURCHASE
Oklahoma
State of Oklahoma
Additional Hours Required: 1 Hour
$79.00
If you only need to complete your Oklahoma-specific 1-hour course, please register for the 1 Hour OK SAFE State Law course below.
- 1 Hour OK SAFE State Law
- 20-Hour MLO SAFE Comprehensive Course
CLICK HERE TO PURCHASE
Oregon
State of Oregon
Additional Hours Required: 4 Hours
$109.00
If you only need to complete your Oregon-specific 4-hour course, please register for the 4 Hour OR SAFE State Law course below.
CLICK HERE TO PURCHASE
Pennsylvania
State of Pennsylvania
Additional Hours Required: 3 Hours
$94.00
If you only need to complete your Pennsylvania-specific 3-hour course, please register for the 3-hour PA SAFE Course below.
CLICK HERE TO PURCHASE
Rhode Island
State of Rhode Island
Additional Hours Required: 3 Hours
$94.00
If you only need to complete your Rhode Island -specific 3-hour course, please register for the 3 Hour RI SAFE State Law course below.
CLICK HERE TO PURCHASE
South Carolina
State of South Carolina
Additional Hours Required: 3 Hours
$94.00
If you only need to complete your South Carolina -specific 3-hour course, please register for the 3 Hour SC SAFE State Law course below.
CLICK HERE TO PURCHASE
Tennessee
State of Tennessee
Additional Hours Required: 2 Hours
$84.00
If you only need to complete your Tennessee -specific 2-hour course, please register for the 2 Hour TN SAFE State Law course below.
CLICK HERE TO PURCHASE
Texas
State of Texas
Additional Hours Required: 3 Hours
$94.00
If you only need to complete your Texas-specific 3-hour course, please register for the 3-hour TX-SML SAFE Course below.
- 3-hour TX-SML SAFE Course
- 20-Hour MLO SAFE Comprehensive Course
CLICK HERE TO PURCHASE
Vermont
State of Vermont
Additional Hours Required: 2 Hours
$84.00
If you only need to complete your Vermont-specific 2-hour course, please register for the 2 Hour VT SAFE State Law course below.
CLICK HERE TO PURCHASE
Washington
State of Washington
Additional Hours Required: 4 Hours
$109.00
If you only need to complete your Washington -specific 4-hour course, please register for the 4 Hour WA SAFE State Law course below.
CLICK HERE TO PURCHASE
West Virginia
State of West Virginia
Additional Hours Required: 4 Hours
$109.00
If you only need to complete your West Virginia-specific 4-hour course, please register for the 4 Hour WV SAFE State Law course below.
- 4 Hour WV SAFE State Law
- 20-Hour MLO SAFE Comprehensive Course
CLICK HERE TO PURCHASE
The following states do not currently require additional hours:
Alabama
Alaska
Arkansas
Delaware
Georgia
Illinois
Iowa
Kansas
Kentucky
Louisiana
Maine
Minnesota
Missouri
North Dakota
Puerto Rico
South Dakota
Utah
Virginia
Wisconsin
Wyoming
praise from our students:
“Thanks to Artricia and her crash course with Affinity Mortgage I passed my mortgage licensing test on my first try! I used a different company for my 20 hour course but still didn’t understand anything.
After I took Artricia’s course everything clicked and I’m a horrible test taker. She explains everything in a way that anyone can understand. Thanks again Artricia!”
Truc. D., Abbeville, LA“Thank you Artricia! I followed your steps and studied all the material you sent me after completing your NMLS Crash Course and I just passed my test today on my first attempt with 90%!