How many hours of California state specific law must you take for your pre

To become a mortgage loan originator in California, your pre-license education must be approved by the Nationwide Mortgage Licensing System (NMLS). That's why we worked closely with NMLS to ensure that all of our pre-license and continuing education courses are approved and meet NMLS standards.

How many hours of California state specific law must you take for your pre

Online Courses Mean More Convenience for You

With our online courses, you can complete your required pre-license education from the comfort of home. Our California MLO pre-license courses are 100% online and available on any laptop or desktop. The California-specific course is self-paced, which makes it work around your busy schedule.

How many hours of California state specific law must you take for your pre

Attentive Customer Service Available to Support You

If you have any questions throughout the MLO licensing process, our customer service team is here to help! Call us at 1-877-724-6150 or email us at [email protected].

How many hours of California state specific law must you take for your pre

Free Reporting

When you complete a course, we take care of the paperwork! All MLO pre-license courses include reporting to NMLS at no extra cost.

The deadline to complete CE is December 31, 2020.  However, MLOs in Wyoming are prohibited from submitting an application to renew their license if they have not completed CE.  Since it may take as long as seven (7) days for a course provider to report a course completion into NMLS, MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time. 

We provide an updated 2020 curriculum required for your NMLS pre-licensing.  Some states may require additional hours “state” hours to be completed.

Every state-licensed mortgage loan originator must complete at least 20 hours of NMLS pre-licensing education.

Some states also have state-specific education requirements that must be met. States that require additional hours are listed below.

Arizona

State of Arizona

Additional Hours Required:   4-Hour

$109.00

If you only need to complete your Arizona-specific 4-hour course, please register for the 4-hour AZ SAFE Course below.

CLICK HERE TO PURCHASE

Colorado

State of Colorado

Additional Hours Required:   2 Hours

$84.00

If you only need to complete your Colorado -specific 2-hour course, please register for the 2 Hour CO SAFE Colorado State Law course below.

CLICK HERE TO PURCHASE

Connecticut

State of Connecticut

Additional Hours Required:   1 Hour

$79.00

If you only need to complete your Connecticut-specific 1-hour course, please register for the 1 Hour CT SAFE State Law course below.

  • 1 Hour CT SAFE: State Law
  • 20-Hour MLO SAFE Comprehensive Course

CLICK HERE TO PURCHASE

District of Columbia

District of Columbia:

Additional Hours Required:  3 Hours

$94.00

If you only need to complete your District of Columbia 3-hour course, please register for our 3 Hour DC SAFE State Law course below.

CLICK HERE TO PURCHASE

Florida

State of Florida

Additional Hours Required:   2 Hours

$84.00

If you only need to complete your Florida-specific 2-hour course, please register for the 2 Hour FL SAFE State Law course below.

CLICK HERE TO PURCHASE

Hawaii

State of Hawaii

Additional Hours Required:   3 Hours

$94.00

If you only need to complete your Hawaii-specific 3-hour course, please register for the 3 Hour HI SAFE State Law course below.

CLICK HERE TO PURCHASE

Idaho

State of Idaho

Additional Hours Required:   2 Hours

$84.00

If you only need to complete your Idaho -specific 2-hour course, please register for the 2 Hour ID SAFE State Law course below.

CLICK HERE TO PURCHASE

Indiana

State of Indiana

Additional Hours Required:   2 Hours

$84.00

If you only need to complete your Indiana -specific 2-hour course, please register for the 2 Hour IN-SOS SAFE State Law course above.

CLICK HERE TO PURCHASE

Maryland

State of Maryland

Additional Hours Required:   5 Hours

$119.00

If you only need to complete your Maryland -specific 5-hour course, please register for the 5 Hour MD SAFE State Law course above.

CLICK HERE TO PURCHASE

Massachusetts

State of Massachusetts

Additional Hours Required:   3 Hours

$94.00

If you only need to complete your Massachusetts-specific 3-hour course, please register for the 3 Hour MA SAFE State Law course below.

CLICK HERE TO PURCHASE

Michigan

State of Michigan

Additional Hours Required:   2 Hours

$84.00

If you only need to complete your Michigan-specific 2-hour course, please register for the 2 Hour MI SAFE State Law course below.

CLICK HERE TO PURCHASE

Mississippi

State of Mississippi

Additional Hours Required:   4 Hours

$109.00

If you only need to complete your Mississippi-specific 4-hour course, please register for the 4 Hour MS SAFE State Law course below.

CLICK HERE TO PURCHASE

Montana

State of Montana

Additional Hours Required:   2 Hours

$84.00

If you only need to complete your Montana-specific 2-hour course, please register for the 2 Hour MT SAFE State Law course below.

CLICK HERE TO PURCHASE

Nebraska

State of Nebraska

Additional Hours Required:   2 Hours

$84.00

If you only need to complete your Nebraska-specific 2-hour course, please register for the 2 Hour NE SAFE State Law course below.

  • 2 Hour NE SAFE State Law
  • 20-Hour MLO SAFE Comprehensive Course

CLICK HERE TO PURCHASE

Nevada

State of Nevada

Additional Hours Required:   4 Hours

$188.00

If you only need to complete your Nevada-specific 4-hour course, please register for the 4 Hour NV SAFE State Law course below.

  • 4 Hour NV SAFE State Law
  • 6 Hour SAFE: Consumer Protection Home Lending Laws and Practices
  • 20-Hour MLO SAFE Comprehensive Course

CLICK HERE TO PURCHASE

New Hampshire

State of New Hampshire

Additional Hours Required:   2 Hours

$84.00

If you only need to complete your New Hampshire-specific 2-hour course, please register for the 2 Hour NH SAFE State Law course below.

CLICK HERE TO PURCHASE

New Jersey

State of New Jersey

Additional Hours Required:  4 Hours

$109.00

If you only need to complete your New Jersey-specific 4-hour course, please register for the 4-hour NJ SAFE Course below.

CLICK HERE TO PURCHASE

New Mexico

State of New Mexico

Additional Hours Required:   3 Hours

$94.00

If you only need to complete your New Mexico-specific 3-hour course, please register for the 3 Hour NM SAFE State Law course below.

CLICK HERE TO PURCHASE

New York

State of New York

Additional Hours Required:   3 Hours

$94.00

If you only need to complete your New York-specific 3-hour course, please register for the 3-hour NY SAFE Course below.

CLICK HERE TO PURCHASE

North Carolina

State of North Carolina

Additional Hours Required:   4 Hours

$109.00

If you only need to complete your North Carolina -specific 4-hour course, please register for the 4 Hour NC SAFE State Law course below.

  • 4 Hour NC SAFE State Law
  • 20-Hour MLO SAFE Comprehensive Course

CLICK HERE TO PURCHASE

Ohio

State of Ohio

Additional Hours Required:   4 Hours

$109.00

If you only need to complete your Ohio-specific 4-hour course, please register for the 4-hour OH-OMBA SAFE Course below.

  • 4-hour OH-OMBA SAFE Course
  • 20-Hour MLO SAFE Comprehensive Course

CLICK HERE TO PURCHASE

Oklahoma

State of Oklahoma

Additional Hours Required:   1 Hour

$79.00

If you only need to complete your Oklahoma-specific 1-hour course, please register for the 1 Hour OK SAFE State Law course below.

  • 1 Hour OK SAFE State Law
  • 20-Hour MLO SAFE Comprehensive Course

CLICK HERE TO PURCHASE

Oregon

State of Oregon

Additional Hours Required:   4 Hours

$109.00

If you only need to complete your Oregon-specific 4-hour course, please register for the 4 Hour OR SAFE State Law course below.

CLICK HERE TO PURCHASE

Pennsylvania

State of Pennsylvania

Additional Hours Required:   3 Hours

$94.00

If you only need to complete your Pennsylvania-specific 3-hour course, please register for the 3-hour PA SAFE Course below.

CLICK HERE TO PURCHASE

Rhode Island

State of Rhode Island

Additional Hours Required:   3 Hours

$94.00

If you only need to complete your Rhode Island -specific 3-hour course, please register for the 3 Hour RI SAFE State Law course below.

CLICK HERE TO PURCHASE

South Carolina

State of South Carolina

Additional Hours Required:   3 Hours

$94.00

If you only need to complete your South Carolina -specific 3-hour course, please register for the 3 Hour SC SAFE State Law course below.

CLICK HERE TO PURCHASE

Tennessee

State of Tennessee 

Additional Hours Required:   2 Hours

$84.00

If you only need to complete your Tennessee -specific 2-hour course, please register for the 2 Hour TN SAFE State Law course below.

CLICK HERE TO PURCHASE

Texas

State of Texas

Additional Hours Required:   3 Hours

$94.00

If you only need to complete your Texas-specific 3-hour course, please register for the 3-hour TX-SML SAFE Course below.

  • 3-hour TX-SML SAFE Course
  • 20-Hour MLO SAFE Comprehensive Course

CLICK HERE TO PURCHASE

Vermont

State of Vermont

Additional Hours Required:   2 Hours

$84.00

If you only need to complete your Vermont-specific 2-hour course, please register for the 2 Hour VT SAFE State Law course below.

CLICK HERE TO PURCHASE

Washington

State of Washington

Additional Hours Required:   4 Hours

$109.00

If you only need to complete your Washington -specific 4-hour course, please register for the 4 Hour WA SAFE State Law course below.

CLICK HERE TO PURCHASE

West Virginia

State of West Virginia

Additional Hours Required:   4 Hours

$109.00

If you only need to complete your West Virginia-specific 4-hour course, please register for the 4 Hour WV SAFE State Law course below.

  • 4 Hour WV SAFE State Law
  • 20-Hour MLO SAFE Comprehensive Course

CLICK HERE TO PURCHASE

The following states do not currently require additional hours:

Alabama
Alaska
Arkansas
Delaware
Georgia

Illinois
Iowa
Kansas
Kentucky
Louisiana

Maine
Minnesota
Missouri
North Dakota
Puerto Rico

South Dakota
Utah
Virginia
Wisconsin
Wyoming

praise from our students:

“Thanks to Artricia and her crash course with Affinity Mortgage I passed my mortgage licensing test on my first try! I used a different company for my 20 hour course but still didn’t understand anything.

After I took Artricia’s course everything clicked and I’m a horrible test taker. She explains everything in a way that anyone can understand. Thanks again Artricia!”

Truc. D., Abbeville, LA

“Thank you Artricia! I followed your steps and studied all the material you sent me after completing your NMLS Crash Course and I just passed my test today on my first attempt with 90%!

How many hours of California specific continuing education must MLO's complete annually?

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires that state-licensed mortgage loan originators (MLOs) complete 8 hours of NMLS approved continuing education (CE) annually.

How many hours pertaining to federal law and regulations must be included in pre

(a) In order to be eligible to apply for a mortgage loan originator license, an individual must complete at least 24 hours of prelicensing education approved in accordance with subsection (b) of this section, which shall include: (1) Three hours of federal law and regulations; (2) Three hours of ethics, including ...

How many hours of pre

West Virginia NMLS Pre-Licensing Education Requirements: New state-licensed MLOs are required to complete 24 hours of NMLS-approved education.

What is the difference between California DFPI and California Dre?

There is the DRE NMLS LO Endorsement issued by the Bureau of Real Estate, and there is the DFPI LO License issued by the Department of Business Oversight. The DRE NMLS LO Endorsement is used by loan originators working for DRE companies. The DFPI LO License is used by loan originators working for CFL or CRML companies.